10 Of The Best Credit Cards You Can Get This 2018

A credit card can prove to be one of the useful financial tools in your arsenal. Sure, it’s essential in today’s consumer world. You use it to purchase virtually everything from groceries to flight tickets. However, choosing the right credit card that suits your needs and your spending habits is something you need to consider carefully. The right card can give you the best perks, whether it’s luxury, travel, or money back perks. We’ve listed the 10 best and most popular credit cards of 2018 to help you decide the perfect match for you!

  1. Chase Freedom Unlimited

Best Cashback Rewards for Daily Spending

Highlights:

  • Automatic Unlimited 1.5% cash back on every purchase
  • $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%.
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee

  1. Capital One Venture Rewards Credit Card

Best for Travel Rewards

Highlights:

  • Into bonus of 50,000 miles ($500 in travel) after an initial spend of $3,000 on purchases within 3 months from account opening
  • 2X miles on every purchase, every day and 10X miles on thousands of hotels
  • Accrued miles have no limit and expiration
  • No foreign transaction fees
  1. Capital One Platinum Credit Card

Best for Newcomers

Highlights:

  • No annual fee
  • Acces to a higher credit line after on-time payments for the first 5 months
  • Fraud coverage for lost or stolen card
  • Helps strengthen your credit for the future with responsible card use
  1. Blue Cash Preferred Card from American Express

Best for Families

Highlights:

  • 6% cash back at U.S. supermarkets, on up to $6,000 in purchases per year, 3% cash back at U.S. gas stations and select U.S. department stores, and 1% cash back on all other purchases.
  • $200 statement credit after you spend $1,000 on purchases within the first 3 months.
  • Introductory APR of 0% for the first 12 months
  1. Journey Student Rewards from Capital One

Best for Students

Highlights:

  • 1% cash back on all your purchases. Pay on time to boost it up to 1.25%
  • No annual fee
  • No foreign transaction fees
  • Access to higher credit for on-time payments on the first 5 months
  1. Ink Business Cash Credit Card by Chase

Best for Business

Highlights:

  • $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost

  1. Discover it Secured

Best for Bad Credit

Highlights:

  • 2% cash back at restaurants and gas stations,
  • $0 annual fee
  • After eight months, Discover will review your account for possible upgrade to an unsecured card
  1. Chase Sapphire Preferred Card

Best for Excellent Credit

Highlights:

  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months
  • 2X points on travel and dining at restaurants worldwide
  • 1 point per dollar spent on all other purchases.
  1. Wells Fargo Platinum Visa Card

Best for Balance Transfers

Highlights:

  • 0% intro APR on the first 18 months
  • $0 Annual Fee
  • Zero liability protection for unauthorized transactions if reported promptly
  1. Wells Fargo Cashwise Visa Card

Best for Bonus Offers

Highlights:

  • $200 cash reward bonus after a $1000 spend on the first three months
  • Unlimited 1.5% cash rewards on purchases
  • Cash rewards have no expiration date
  • 0% intro APR for the first 12 months
  • $0 annual fee

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